Community banking like never before

The banking industry needs an update. We’re a group of experts taking that challenge head on by doing the basics better.


We bank in a unique way that empowers individuals and businesses by providing reliable and innovative financial solutions that work for today’s world.

Come for the solutions, stay for the relationships

Our focus has always been on people. We work to foster real relationships built on trust, transparency, and personalized service.

Our mission is to make a positive and meaningful impact on the communities we serve, supporting economic growth and financial wellbeing for all.

Community focused

We’ve been committed to serving our local communities for over 120 years.

Action oriented

We believe in finding ways to say yes and working together to make the most of your opportunities.

Innovation forward

We adapt to the challenges of the banking world to ensure security and prosperity for our customers.

A history of dedication

Portage Bank, formerly known as The State Bank of Ceylon, was founded on August 29, 1901.


The bank became a major focal point of Ceylon as a bustling but small Minnesota town. And things really got going when they purchased an adding machine in 1910 for $294.


In 2019, after nearly 117 years of operations, the bank was purchased by a small group of investors, who intend to grow the institution, implement new technology, and ensure another 117 years of community-focused, relationship-centered operation.

Expertise personified

We have a wildly talented team of experts who do banking right. Everyone is friendly, efficient, and dedicated to helping you have the best experience.

  • Matt Moran

    President, Chief Executive Officer
    NMLS #646162

  • Troy Sims

    EVP, Chief Banking Officer


    NMLS #405737

  • Kristy Ybarra

    EVP, Chief Risk Officer

  • David Sharon

    SVP of Commercial Lending

  • Christy King

    VP, Residential Sales Manager


    NMLS #487478

  • Katherine Johnson

    VP, Controller

  • Leia Totman

    VP, Residential Operations and Compliance Manager
    NMLS # 2007364

  • Greg Bents

    Director, SVP of Operations

  • Rita Beckendorf

    Assistant Cashier

  • Kristen Bradford

    Loan Processor


    NMLS #2500348

  • Becky Brager

    Residential Lending Manager

    NMLS #291832

  • Emi Hartkopf

    Loan Processor
    NMLS #2478956

  • Rose Hovick

    Branch Manager

  • Collin Hunt

    AML & OFAC Officer

  • Nicole Johnston

    Operations Assistant

  • Dom Kramer

    Residential Loan Officer
    NMLS #1946539

  • D’Anna McCall

    QC & Shipping Manager
    NMLS #1092887

  • Christine Noel

    Residential Loan Officer

  • Hailey Panos

    BSA Analyst

  • Craig Tudor

    Residential Loan Officer
    NMLS #730473

  • Jared Wash

    Loan Officer
    NMLS #1333011

  • Chuck Champine

    Director

  • Bob Cumming

    Director

  • Charlie Diesing

    Director

  • Gellert Dornay

    Director