Who We Are

Portage Bank is a Washington-headquartered FDIC-insured commercial bank. Our website address is: https://www.portage.bank.

FACTS – WHAT DOES PORTAGE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Under federal law, that means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and employment information

  • Account balances, transaction history and credit information

  • Assets and investment experience

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Portage Bank chooses to share; and whether you can limit this sharing.

Questions?

Call 507.632.4242 or go to portage.bank/contact/

What We Do

How does Portage Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Portage Bank collect my personal information?

We collect your personal information, for example, when you:

  • open an account or apply for a loan

  • make deposits or withdrawals from your account or tell us where to send the money

  • tell us who receives the money

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you more rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be Financial and nonfinancial companies.

  • Portage Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include service providers that perform services or functions on our behalf.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Portage Bank doesn’t jointly market.