Teri Carter is a seasoned Senior Residential Underwriter with extensive expertise in conventional, FHA, VA, USDA, and Washington State Bond loans, specializing in underwriting manufactured homes and condos. Skilled in both manual and AUS underwriting, she adheres to secondary market investor overlays and current compliance standards, ensuring quality and efficiency. With a background in operations management, Teri has overseen daily loan pipelines, managed compliance audits, and led product and program development. Known for training teams on new products and regulatory updates, she brings a depth of industry knowledge and organizational skill.